Here’s something to think about from the team at Health Plus Insurance, our partner in offering you our TESL Ontario member plan.
Ask an Advisor: Do I really need health insurance?
We think so but of course it’s your decision. Here are a few things to consider.
The best time to sign up for insurance is when you’re healthy. You get the best plans for the best price. If you wait until you have health issues, insurance costs more and covers less. Plans with no medical questions, while sign-up is simple, should be a last option.
As healthcare costs keep going up, the biggest perk insurance offers is protection in case of the unexpected. But there are also lots of benefits you can use today, including dental coverage, vision, massage therapy, and wellness programs with nutrition support, financial resources, free personal counselling, and more.
Your coverage doesn’t need to be tied to an employer. You can take your plan with you if you decide to freelance, start a business, move from one job or contract, or even retire. Some employers are willing to contribute to your insurance. If you own a business, you can show your team you care by offering benefits, with flexibility to share the cost.
